About Us – Basic
We Believe in Excellent Services.Customer's Satisfaction.
First Credit has been advising first-time buyers, people looking to invest in property and those looking to remortgage or refinance, on getting the best mortgage possible since 2002. We have organised thousands and thousands of mortgages through the highs and lows of the last few years and are delighted that most of our clients through the boom were advised on taking tracker mortgages.
Who We Are
We have been innovators in the mortgage market since we started; offering capped low cost legal fees of only €690 (excludes outlay & vat ) for all property purchasers, including first-time buyers and Investors. We offer solutions for your entire mortgage and remortgage needs. We have a panel of all the advisers and professionals you’ll require, from solicitors to architects, engineers to surveyors, to make sure you get the best advice at the lowest possible cost. We will also advise you on all of your mortgage insurance requirements for both life assurance and general insurance and help you through each step of the process. We’ll help you through the entire process from the initial consultation to close, ensuring everything has been done in a timely and professional manor and runs as smooth as absolutely possible. We are a one stop shop for professional finance and insurance advice.
We’ll help you through the entire process from the initial consultation to close, ensuring everything has been done in a timely and professional manor and runs as smooth as absolutely possible. We are a one stop shop for professional finance and insurance advice.
Our Services
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Investment Property Mortgagee
We specialise in investment property mortgages. This may be strange to read as mains stream banks have had no real appetite for it for the past few year but we do. We can organise mortgages on new property purchases as well as refinancing old mortgages.
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First Time Buyers Mortgage
First Credit has been helping first time buyers since 2002. We were one of the first to recognise that first time buyers need a one stop financial shop for mortgages and need advice on everything to do with buying a house.
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Re Mortgage Private House
This has been a closed shop for the past few years but this market is opening up again as competition heats up in the mortgage market. With Banks having more money to lend and looking to make a return there is competition on rates.
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ReFinance Investment Property Mortgage
First Credit now has a product for remortgaging investment properties (including pre 63’s) on a non-recourse lending basis. This means that the mortgage is secured on the property as opposed to the individual. . Interest only is available and for extended periods.