Serious illness insurance pays you a tax-free lump sum if you are diagnosed with one of the specific illnesses or disabilities that your policy covers.
It is also sometimes called ‘critical illness cover’. It can be included as an extra benefit on a life insurance or mortgage protection policy, but it can arranged as an insurance policy on its own.
Not all policies cover the same illnesses or use the same definitions, and we examine and evaluate which policy is most suitable for each respective client.
Additional Benefits, like Permanent Total Disability, Cancer Cover, Surgery Cover, Hospital or Personal Accident Cover can be included in the policy if required.