Re Finance Investment Property Mortgages

Mortgage Refinancing

Re Finance Investment Property Mortgages

First Credit now has a product for remortgaging investment properties (including pre 63’s) on a non-recourse lending basis. This means that the mortgage is secured on the property as opposed to the individual. We can mortgage from 75% to 85% of the current value of the properties and the mortgage is based purely on the value of the property and the rental income. Interest only is available and for extended periods. These mortgages are purely for investors and exclude the private home. We can arrange portfolio transfers, releasing equity, money to repay other debt or to pay out your current lender if they are pulling out.


Mortgage Refinancing Professionals

We are also fast at getting approval in principle and will organise the solicitor, valuers, insurance and title insurance if needed. There are very few lenders in the market looking for mortgages that are not on the family home and as such this is an entirely unique product. We are professionals when it comes to mortgage refinancing. So First Credit now has a product to refinance investment property mortgages that are:

  • Interest only
  • Release equity
  • Refinance other debt
  • Release equity to purchase land or other investments
  • Is based on the rental yield only
  • Non-recourse to the individual
  • Up to 85% value of the property
  • Portfolio transfers of numerous properties
  • Available for purchases as well as refinance


Refinance Your Property


This has been a closed shop for the past few years but this market is opening up again as competition heats up in the mortgage market. With Banks having more money to lend and looking to make a return there is competition on rates. We make the process as easy as possible by knowing all of the steps involved, by maximising the approval rate from the lender and then managing the flow of the process from cradle to grave. First Credit has arranged over a quarter of a billion mortgages in Ireland so has the experience, contacts and systems to deliver. We have many years of experience with Mortgage Refinancing.


Up to 21% of loans could save money by switching mortgage

Says research by the Irish Central Bank

If you are looking to refinance your investment property mortgages Call us on 01 6621640 or email

Warning: The entire amount that you have borrowed will still be outstanding at the end of the interest-only period.