Mortgage Protection/Life Assurance

When taking out a mortgage the consumer credit act states that that you must take out life assurance to cover the cost of the loan. By simply shopping around you can save as much as 40% on the monthly cost of this cover. At First Credit we will advise you on the different types of cover and options open to you. We’ll give you a list of all the best available prices from all of the main providers on the market and advise you on the best value option. A lot of other Mortgage Companies & Banks only deal with one Life Assurance Company, not giving you a choice and potentially costing you up to 40% more in monthly premium.


Commercial Insurance

First Credit has a sister company called Pembroke Insurances (www.pembrokeinsurances.ie) In the same way that First Credit specialise in organizing finance, Pembroke Insurances specialise in ensuring the best cover and price for Business and Commercial insurances.   

Personal Insurance

Our other sister company is called QuoteDevil.ie and this website offers online insurance for all personal lines of insurance. Visit QuoteDevil.ie for Home insurance, mortgage protection insurance, pet insurance, motor breakdown insurance, travel insurance and wedding insurance.

Repayment Protector
First Credit has a scheme with Cardiff Pinnacle for Repayment Protection Insurance. This is an insurance which will cover your mortgage repayments for up to a year in the following circumstances.

A) If you are made redundant.
B) If you are self employed and your business becomes insolvent. (Your business must have been trading for at least 2 years.)
C) If you are out of work through accident or Illness. *
*Payment is made after 30 days and is paid for up to 1 year.