First Time Buyer – No hassle! First Credit can help you!
If you are a First Time Buyer and want to familiarise yourself with the steps involved in buying your first home and getting a mortgage we can help. First Credit Mortgages provide a free first time buyers guide which details the entire process from start to finish. It is available free to download and we would recommend you read it. The First Time Buyers' guide is very easy to read and explains everything you need to know about Mortgages without getting overly complicated. First Time Buyers Guide.
The first and most important step for the first time buyer is finding out exactly how much you can borrow and the monthly cost of borrowing that amount (including Mortgage Interest Relief). Once you know how much you can borrow and how much you are comfortable repaying on a monthly basis you have your budget. We can help not only with this part but with the entire mortgage process.
Once we have taken all of your details and searched the market we will recommend the the most suitable lender offering the best interest rate and term. We will ensure you get a fast and efficient service. We deal with more than 17 lenders and 9 insurance companies to offer you the best rates and overall deal. This combined with our subsidized legal fees means that our overall package is the most competitive on the market.
First Credit Mortgages are essentially a One Stop Shop for the First Time buyer. We supply everything you need such as
- We negotiate your mortgage on your behalf.
- We supply you with a solicitor (at incredibly competitive rates).
- We recommend engineers / architects to survey the property.
- We instruct your mortgage valuation.
- We shop the market to get you the cheapest insurance available. See our Property Insurances page for more details.
- We can organise snagging for new properties
- And best of all, the most competitive mortgage available to you!
Use the First Credit Mortgage calculators to see exactly how much you can borrow and how much a mortgage will cost you each month. Our mortgage calculator also factors in your Mortgage Interest Relief.
Read The First Time Buyer Case Study which we have prepared to show you how First Credit Mortgages can help the First Time Buyer. |
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