Is the process of sitting down and mapping out the income you have, the way it’s spent and how efficient that is for you. We all want to ensure that should life throw a spanner in the works, we have sufficient income if we become ill, die too soon or even live too long! In today’s world we are all too aware that life is continually changing, and as financial planners we invest our time studying and analysing the implications of legislative and economic changes on our clients’ financial goals.

While every client has a different starting point in the management of their finances and even diverse goals, putting a plan in place is integral to helping them achieve their ambitions.