First Credit Assurance

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First Credit Assurance shop the market to get you the lowest price Life Insurance and also offer a free flat screen TV to all new customers. So why not see how much you can save on your life insurance and collect yourself a new TV! We deal with all of the major insurers in Ireland from Irish Life to Friends First, Caledonian & New Ireland. Call us or apply on-line to see how much you can save! First Credit Est. 2002

"FirstCredit.ie are absolutely committed to finding you the best deal for your Life Insurance & Mortgage Protection"

John McGuire - Chairman

FCMB Ltd t/a First Credit Assurance. 23 Pembroke Street Upper, Dublin 2. Regulated by the Central Bank of Ireland

What we do

CheaperLife Assurance

Better Pension Options

The cost differences between the providers of Life Insurance on the Irish market are enormous. If you have cover with one of the banks or indeed direct with one of the life assurers you could save a fortune by shopping around on your life cover. Customers have been known to save up to €840 per annum but the average savings in October'11 was €120 per annum. We here at First Credit also give a free flat screen TV to our customers once you move your Life Insurance to us (Conditions Apply). Have a look at our testimonials page to see some of our customers taking delivery of their brand new TV's. We can save you money across the full range of Assurance products including Mortgage Protection, Serious Illness Cover, Term Assurance, Family Protection as well as basic Life. *Policy will match the needs of your career*Price Match on a like for like basis*Range of deferred periods*Suitable both for employed and self-employed*Add or remove lives*Easy budgeting*Increase or decrease sums assured*Conversion options available without the need for a further medical
There are many options open to you at retirement from PRSA's to Personal or Company Schemes - all carry different rules and tax implications. From simply shopping around for the best annuity to approved retirement funds and your tax-free cash options. There can be a huge difference in charges on pension schemes. This can be as high as 2% depending on your provider and has an enormous effect on the performance of your fund. Every pension over 4 years old should be reviewed as the market has become much more competitive and charges have dropped substantially as a result.

FCMB Ltd t/a FirstCredit. 23 Pembroke Street Upper, Dublin 2. Regulated by the Central Bank of Ireland.

Assurance Products

Mortgage Protection

Serious Illness Protection

Term / Income Protection

BENEFITS:Pays off mortgage in the event of specified illness (if chosen) or deathThe most flexible plans on the market today built with your needs in mind:Increase or decrease sum assuredExtend or reduce term of coverAdd or remove benefitsTAILORED PROTECTION:Lump Sum on Death - pays a lump sum on deathAccelarated Specified Illness - Pays a lump sum amount on death or daignosis of 1 of 41 illnessesConversion Option - Extend the length of cover or convert to a new mortgage protection or term assurance plan at any point during the current policy term without having to provide evidence of health.Life Events Option - Increase the sum assured by the lower of 50% or €100,000 without having to provide evidence of health within 3 months of : a) a mortgage increase; b) getting married; c) having or adopting a child.If you want to plan for uncertainties ahead and would like to find out more call us on 01 662 1640 or email: info_firstcredit.iecomplete the contact form.
WHY SERIOUS ILLNESS PROTECTION?People are living and working longer these days. During their extended working lives people are experiencing longer working hours, more stress and less recreation time. Overwork eventually leads to strain on both mental and physical well-being. Illness may be the end result. In fact,people are more likely to suffer a serious illness than die prematurely. Serious Illness cover is a vital element for those who want to protect themselves, their family and their business interests against the unknown.Living with Serious Illness – The FactsAccording to research conducted by the National Cancer Registry Ireland in 2005 one in three people will develop cancer by the age of 75. In 2006 the largest number of cancer deaths overall was from lung cancer. Cancer, heart disease and stroke are the main three serious illnesses affecting men and women in Ireland today. These three serious illnessesare covered by Zurich Life’s Serious Illness Cover, along with a number of other illnesses listed further on in this brochure.Surviving Serious IllnessThe good news is that many illnesses previously thought incurable are now being treated successfully. Scientific research over the past twenty years has helped to produce improved survival rates. Zurich Life’s Guaranteed Term Protection policy can help ease the financial costs involved in the unfortunate event that you, or an insured member of your family, die or contract a life threatening illness.If you want to plan for uncertainties ahead and would like to find out more call us on 01 662 1640 or email: info_firstcredit.iecomplete the contact form.
WHY TERM PROTECTION?The death of a breadwinner brings a range of different financial hardships on a family and there are some immediate costs such as funeral expenses, loans to be cleared and funds to give breathing space, especially when there are young children involved.It is important to make provision for these outcomes.We offer complete protection plans with a benefit which matches your exact needs. BENEFITS:Increase or decrease sum assured.Extend or reduce term of cover.Add or remove benefits.Add or remove lives.Price matching applies.INCOME PROTECTIONComprehensive product with simple, clear benefits covering 75% of your income.Broad range of deferred periodsEasy budgetingSuitable for the employed and self-employedPolicy stays with you as your career progressesIf you want to plan for uncertainties ahead and would like to find out more call us on 01 662 1640 or email: info_firstcredit.iecomplete the contact form.

FCMB Ltd t/a FirstCredit. 23 Pembroke Street Upper, Dublin 2. Regulated by the Central Bank of Ireland.

About our Chairman

FCMB Ltd trading as First Credit was founded and incorporated in 2002 by serial entrepreneur and RTE presenter, John McGuire. First Credit's objective is to find the lowest cost life insurance in the market for our customers. We can also offer full financial reviews and give balanced, independent advice on insurance, investments and pensions. Our emphasis is on ensuring the fees and charges you pay for your Life cover, pensions or investments are as low as possible and that the products are completely suitable.

John McGuire Chairman

FCMB Ltd t/a FirstCredit. 23 Pembroke Street Upper, Dublin 2. Regulated by the Central Bank of Ireland.

Contact

Contact Us

23 Pembroke Street Upper, Dublin 2

Tel: 01 662 1640

Fax: 01 662 1646

Email: info_firstcredit.ie

FCMB Ltd t/a FirstCredit. 23 Pembroke Street Upper, Dublin 2. Regulated by the Central Bank of Ireland.

Testimonials

FREE HD LCD TV's

If you switch to your policy to First Credit Assurance and your policy is above €50 per month, you qualify for a FREE LCD HD TV (Conditions Apply).

CLICK ON A PHOTO TO ENLARGE

FREE TV collection
FREE TV collection
FREE TV collection
FREE TV collection

FREE TV collection
FREE TV collection
FREE TV collection
FREE TV collection

FCMB Ltd t/a FirstCredit. 23 Pembroke Street Upper, Dublin 2. Regulated by the Central Bank of Ireland.