BENEFITS:
Pays off mortgage in the event of specified illness (if chosen) or death The most flexible plans on the market today built with your needs in mind: Increase or decrease sum assured Extend or reduce term of cover Add or remove benefits TAILORED PROTECTION:
Lump Sum on Death - pays a lump sum on death Accelarated Specified Illness - Pays a lump sum amount on death or daignosis of 1 of 41 illnesses Conversion Option - Extend the length of cover or convert to a new mortgage protection or term assurance plan at any point during the current policy term without having to provide evidence of health. Life Events Option - Increase the sum assured by the lower of 50% or €100,000 without having to provide evidence of health within 3 months of : a) a mortgage increase; b) getting married; c) having or adopting a child. If you want to plan for uncertainties ahead and would like to find out more call us on 01 662 1640 or email: info_firstcredit.ie
complete the contact form.
WHY SERIOUS ILLNESS PROTECTION?
People are living and working longer these days. During their extended working lives people are experiencing longer working hours, more stress and less recreation time. Overwork eventually leads to strain on both mental and physical well-being. Illness may be the end result. In fact,
people are more likely to suffer a serious illness than die prematurely. Serious Illness cover is a vital element for those who want to protect themselves, their family and their business interests against the unknown.
Living with Serious Illness – The Facts
According to research conducted by the National Cancer Registry Ireland in 2005 one in three people will develop cancer by the age of 75. In 2006 the largest number of cancer deaths overall was from lung cancer. Cancer, heart disease and stroke are the main three serious illnesses affecting men and women in Ireland today. These three serious illnesses
are covered by Zurich Life’s Serious Illness Cover, along with a number of other illnesses listed further on in this brochure.
Surviving Serious Illness
The good news is that many illnesses previously thought incurable are now being treated successfully. Scientific research over the past twenty years has helped to produce improved survival rates. Zurich Life’s Guaranteed Term Protection policy can help ease the financial costs involved in the unfortunate event that you, or an insured member of your family, die or contract a life threatening illness.
If you want to plan for uncertainties ahead and would like to find out more call us on 01 662 1640 or email: info_firstcredit.ie
complete the contact form.
WHY TERM PROTECTION?
The death of a breadwinner brings a range of different financial hardships on a family and there are some immediate costs such as funeral expenses, loans to be cleared and funds to give breathing space, especially when there are young children involved.
It is important to make provision for these outcomes.
We offer complete protection plans with a benefit which matches your exact needs.
BENEFITS:
Increase or decrease sum assured.
Extend or reduce term of cover.
Add or remove benefits.
Add or remove lives.
Price matching applies.
INCOME PROTECTION
Comprehensive product with simple, clear benefits covering 75% of your income. Broad range of deferred periods Easy budgeting Suitable for the employed and self-employed Policy stays with you as your career progresses If you want to plan for uncertainties ahead and would like to find out more call us on 01 662 1640 or email: info_firstcredit.ie
complete the contact form.
FCMB Ltd t/a FirstCredit. 23 Pembroke Street Upper, Dublin 2. Regulated by the Central Bank of Ireland.
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